How to choose travel insurance?

Schengen visa insurance refers to a type of travel medical insurance that can meet the special requirements of Schengen visa countries. If you travel to Schengen countries, you must purchase this type of insurance, because you must present the purchased travel medical insurance when applying for a visa.

Schengen visa insurance and overseas travel insurance are both insurance products that provide protection during overseas travel. The main difference between the two is that the insured amount of medical insurance in Schengen visa insurance cannot be less than 30,000 euros (equivalent to 300,000 yuan), and must also be accompanied by global emergency rescue responsibilities. However, the insurance liability and insurance amount of overseas travel insurance do not have the above requirements.

If you are traveling to the following European countries (Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland , Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland, Norway and Iceland) you must purchase Schengen visa insurance.

Take the insured as an adult and the insurance period is 1 day as an example. Depending on the insurance liability and insurance amount, the price of Schengen visa insurance is about 40 yuan to 2,500 yuan, and the price of overseas travel insurance is about It is around 2 yuan to 2,500 yuan. For comparison, you can go to websites such as Yingda Changan e-commerce website and Taobao insurance platform for comparison. These websites only sell products from one insurance company, and relatively speaking, they have more options. .