Do I need to change money to go to Hong Kong?

You need to change money to go to Hong Kong.

The currency in circulation in Hong Kong is the Hong Kong dollar. Although you can use RMB cards to spend in merchants with POS machines, you may need to use Hong Kong dollars for daily consumption, so you need to change money when you go to Hong Kong.

If you need to exchange Hong Kong dollars for a pass and visa, you can go to a bank (such as Bank of China, Industrial and Commercial Bank of China, etc.). Banks with foreign currency business). The bank will exchange it according to the exchange rate of the day, and generally the amount exchanged will not exceed the amount of cash allowed to leave the country as stipulated by the state.

In Hong Kong, you don't need to use a lot of Hong Kong dollars, because most businesses accept credit card payment. In Hong Kong, some places only accept cash payment, such as Longcheng Pharmacy. If you need to exchange more Hong Kong dollars in Hong Kong, you can exchange them in commercial banks, because the exchange rate of commercial banks is relatively cost-effective.

Matters needing attention in exchanging Hong Kong dollars

1. Choose a regular exchange channel.

In Hong Kong, there are many banks, exchange points and hotels where you can change money. However, in order to ensure safety and reliability, it is recommended to choose a reputable bank or a regular exchange point for exchange. These institutions usually offer reasonable exchange rates and lower handling fees, and can also provide Hong Kong dollars with guaranteed quality.

Step 2 know the exchange rate

Before you exchange Hong Kong dollars, you should know the current exchange rate. You can query through the internet, mobile phone applications or banks. When choosing exchange channels, we should compare the exchange rates of different institutions in order to obtain the best exchange ratio.

3. Reasonably plan the exchange amount.

When exchanging Hong Kong dollars, the exchange amount should be reasonably planned according to actual needs. Too much exchange may lead to excessive burden, and too little exchange may lead to payment difficulties. If you plan to use credit card or traveler's check, you should confirm the acceptance level and handling fee in Hong Kong before choosing.