What is Jingdong Financial White Bar?

The IOUs in Jingdong Finance are the payment products of "consume first, then pay" launched by JD.COM. If you use IOUs to pay on JD.COM website, you can enjoy deferred payment in the bill or up to 24 installments. The debit note does not support the transfer service.

In Jingdong Finance, there are not only JD.COM IOUs, but also tourism IOUs, rental IOUs, driving school IOUs, education IOUs, car maintenance IOUs, auto insurance IOUs and other products.

Travel White Strip is a travel credit service launched by Jingdong Finance. Users only need to pay the down payment before they travel, and the rest need to be repaid on time. Users can buy directly on the homepage of tourism white strips and the platform of cooperative travel merchants.

Rent White Strip is a financial product created by Jingdong Finance for tenants to pay monthly rent. For successful users, JD Finance will pay the merchants the housing expenses except the first month rent and deposit, and users only need to repay them monthly. Full online application, real-time approval.

Driving school IOUs is a credit service provided by JD Finance for purchasing driver training products.

Education White Strip is a special credit service provided by JD Finance for educational products and services.

Auto insurance white strip is a credit installment product provided by JD Finance, which is used to purchase auto insurance. When purchasing auto insurance with an insurance company that cooperates with IOUs, users can use IOUs credit installment service for auto insurance.