Traditional Culture Encyclopedia - Travel guide - How to pay for the travel cancellation insurance?

How to pay for the travel cancellation insurance?

When you plan to travel abroad, you should not only be prepared, but also buy appropriate insurance. Travel cancellation insurance is one of the insurance types worthy of your consideration. There are many factors that will cause you to cancel your trip now. If you don't apply for relevant insurance in advance, it will cause certain economic losses. Pay attention to the details of insurance claims when you apply for insurance, so as not to know how to get compensation after you get out of danger. For the differences and claims of critical illness insurance, accident insurance, accident insurance and life insurance, I just sorted out the relevant contents, hoping to help you: a detailed introduction of critical illness insurance, medical insurance, accident insurance and life insurance! Claim guide

Provide materials

In general, in order to obtain the compensation for cancellation of travel insurance, the insurance company should also provide the insurance company with the application for payment of insurance benefits, the original insurance policy, the identity certificate of the insured, the original bills of travel expenses and related handling fees paid by the insured, and other certificates and materials that the insured can provide to confirm the nature, causes and loss degree of the insured accident. If the applicant entrusts others to apply, it shall also provide the original power of attorney, the identity certificates of the principal and the trustee and other relevant documents. Which insurance company is stronger? I just sorted out the relevant content, hoping to help you: the latest list! Top Ten Insurance Companies in China

Basic process

1. After the accident, it is necessary to report the case at the first time to inform the detailed process of the accident, and the insurance company will file an investigation;

2. The insurance company will review the relevant certificates and materials provided by the applicant, the insured or the beneficiary to determine whether the insurance contract is valid, whether the claimant has the right to claim compensation, and whether the place where the accident occurred is within the scope of insurance liability.

3. The insurance company will verify the insurance liability in time after checking the facts and reviewing various documents;

4. An insurance company shall, within a few days after reaching an agreement with the insured or beneficiary, fulfill its obligation to pay insurance benefits according to the approved responsibilities.

Bao Ge tip: If your journey can go smoothly, you will be happy naturally; If your trip has to be cancelled, travel cancellation insurance can help you reduce your losses. In the later insurance claims, we must pay attention to the time, process and required materials to avoid unnecessary claims as much as possible.