Can I claim for cancellation of flight insurance?

You can claim for cancellation of flight insurance. Aviation delay insurance will not pay for the following four situations: 1, flight delay or flight cancellation due to the insured's own reasons; 2. The scheduled flight is cancelled; 3. The scheduled departure time of the aircraft is not within the insurance period; 4. If the insured takes more than one flight during the insurance period, the delay time of different flights will not be accumulated, so the claim cannot be obtained if the flight is cancelled.

Delay insurance and cancellation insurance are two different kinds of insurance. If the flight is cancelled, it depends on whether the cancellation of the flight can also be paid when the delay insurance is purchased. Specifically, the compensation scope of aviation delay insurance is as follows: according to the regulations of most insurance companies, the planned public transport delays caused by bad weather, natural disasters, mechanical failures, strikes, hijacking, airline oversold or air traffic control, flow control and other reasons are all within the compensation scope.

In addition, if the delay is caused by the airline itself, the passenger has the right to apply for double compensation from the airline and the insurance company, and there is no conflict between them. Some aircraft flight delay insurance stipulates that if the entire airport is closed due to bad weather, it is an exclusion liability and the insurance company is not responsible for compensation. Different overseas travel insurance products have different regulations on how many hours a flight is delayed to get compensation.

Legal basis: China Civil Aviation Passenger and Luggage Domestic Transportation Rules.

Article 23 When the flight is cancelled, advanced, delayed, the voyage is changed, or the carrier cannot provide the original seat, if the passenger requests a refund, the originating station shall refund all the tickets, and the stopping place shall refund all the tickets of the unused segment without charging a refund fee.

Article 19 When the flight is cancelled, advanced, delayed, the voyage is changed or the original seat cannot be provided, the carrier shall give priority to the passengers to take the subsequent flight or sign another carrier's flight. Due to the carrier's reasons, when the class of passenger accommodation changes, more passengers will be refunded and less will be made up.