How to handle the travel loan?

Personal travel loans include overseas travel margin loans and travel consumption loans. The object is China residents who have full capacity for civil conduct and have a fixed residence in this city. Therefore, if you are a person who likes to travel abroad and don't have enough money on hand, then personal travel loan is very suitable for you. Here is a brief introduction to the specific amount of personal consumption loans for everyone. Because it is determined according to the actual consumption level and security situation in various places, it should be analyzed according to the local actual situation.

1. Apply for a loan by pledge.

Or banks or insurance companies provide joint liability guarantee, the borrower's down payment shall not be less than 20% of the total tourism expenses, and the loan amount shall not exceed 80% of the total tourism consumption;

2. Apply for a loan with real estate mortgage.

The down payment of the borrower shall not be less than 30% of the total tourism consumption, and the loan amount shall not exceed 70% of the total tourism consumption;

3. Apply for a loan through a third-party guarantee.

The down payment of the borrower shall not be less than 40% of the total tourism consumption, and the loan amount shall not exceed 60% of the total tourism consumption;

As a reminder, the minimum amount of personal tourism consumption loans is 2,000 yuan, and the maximum is not more than 50,000 yuan. The maximum amount of tourism consumption loans for individuals and family members shall not exceed 654.38+10,000 yuan.