What kinds of travel insurance are there?

Travel accident insurance includes traffic accident insurance and passenger accident insurance. Different travel accident insurance has different insurance responsibilities, so you can choose the corresponding products according to the type of travel.

1. Traffic accident insurance takes the body of the insured as the subject matter, including the death, disability and medical expenses of the insured. As a passenger, it is a condition to pay insurance money if an accidental injury accident occurs while taking public transport. It mainly includes trains, planes, ships, cars, subways and other means of transportation.

2. personal accident insurance refers to the insurance that an insurance company pays a certain amount of insurance money to the insured or beneficiary according to the agreement of both parties because the insured dies or is disabled due to an accident. Security items are divided into death payment, disability payment, medical payment and shutdown payment.

3. Travel accident insurance

This kind of insurance is essential for travel and transportation. Generally, this kind of insurance is compulsory when buying tickets, and the premium is also included in the fare.

4. Travel personal accident insurance

This kind of personal accident insurance for tourists is generally purchased according to the degree of danger of the tourism project after the tourists arrive at the scenic spot. It's voluntary, and at most 10 copies can be insured at a time.