Is the credit of Fudian Bank unbounded or the tourist card easy to use?

1. Unbounded credit cards just have no physical medium. Customers will get a series of card numbers after applying, and then they can be bound to third-party payment platforms such as UnionPay, China UnionPay Express, WeChat and Alipay for consumption. The longer the time, the higher the quota.

2. Travel credit card has two functions: open revolving loan and installment payment. As long as the cardholder repays the loan regularly as agreed, the credit relationship between the consumer and the bank will continue, so this is an open loan. Open revolving loans include. Cash withdrawal and travel credit card overdraft based on bank credit card scheme. Installment itself is a closed loan, because the credit relationship between banks and customers has a clear termination point. Mortgage and car loan are tangible goods and are used as collateral, but there is no tangible collateral for holidays, medical care and other consumption. It can be seen that tourist credit cards have dual functions of open loans and closed loans.