What is "poor thinking"?

If the thinking of the poor can be summed up in one word, it should be: save! Explain in more words: I won't buy without money, and I must save enough money to buy what I want. Resolutely do not advance! As long as you don't owe money

Of course, it is not necessarily the poor who have this kind of thinking, because maybe he is rich himself. But for people who are already very poor, if they still hold this view, they may not really develop much.

First of all, as a poor man, there are actually few channels to save money. One is to earn more and the other is to spend less. If you earn so much, if you can earn more, you are not poor, so we assume that you can't earn too much; What if you spend less? Since you don't earn much, save some flowers, don't buy what you can and don't buy what you can buy cheaply!

Let's use a story that I have heard many times to illustrate:

There is an old lady in the West and an old lady in China, both of whom are in their seventies and eighties before they have their own houses. The difference is that when the western old lady was young, mortgage to buy a house has been paying her mortgage for decades and has been in a state of "owing money". And the old lady in China? Eat less and drink less. After decades of hard work, she finally saved enough money to buy a house (in fact, she was very happy, at least she bought a house before the deadline. If she really saves, it is estimated that quite a few people will never save their houses. )

Although the two old people in the story finally got their own houses, the process was quite different. Although the western old lady paid a lot of mortgage interest, she enjoyed the house for decades in advance, while the Chinese aunt saved money for decades. Although she didn't owe foreign debts, these decades were very hard, at least the accommodation would not be better than that of the western old lady.

This illustrates a problem: different attitudes towards money definitely determine a person's life state. As the saying goes:

Seeking wealth and risk, there is no motivation without pressure.

If you keep saying that you don't advance, then the resources you can use will always be all your savings, and the premise has been set, not the rich, that is to say, the savings will not be too much. These days, the less resources, the less things you can do. Take the simplest investment as an example. Put the money in the bank. A person with only 50 thousand and a person with 500 thousand choose the same investment project, but the income will be much different at the same time, because the principal is different. This is the difference between good and bad resources.

Someone taught me that money is not saved, but spent! The money you save is not necessarily yours, only the money you spend is yours. And money can only reflect its value if it is spent, and it is only a number if it is saved.

So I think "saving" is a poor man's thinking. ?