When traveling in a group, do travel agencies have to apply for insurance for tourists?

This insurance is also divided in more detail. The travel agency you are referring to must buy insurance for each tourist. It is a travel agency liability insurance. It is a kind of insurance within the scope of the travel agency’s responsibility. It is the room that the travel agency provides you. , compensation for problems with meals, cars, etc. In fact, this kind of insurance must be paid to the insurance company every year before the travel agency is established. The tourism bureau will only approve it after seeing that your travel agency procedures and insurance are complete. This insurance actually protects the interests of the travel agency. Yes, if there is a real problem, the insurance company will provide insurance, which reduces the risk of the travel agency.

What is really beneficial to tourists is travel personal accident insurance, which is usually 10 yuan, with a maximum limit of 100,000. It is purchased voluntarily by tourists. Generally, the staff of travel agencies will provide you with this kind of insurance, but it is an additional cost and is not included in the travel quotation. But if you don't buy it, if something really happens, the travel agency will look at which party it belongs to. Liability, if it is caused by improper operation of the travel agency, will be compensated by the insurance company that purchased the travel agency liability insurance, but if it is due to tourists, the travel agency will not compensate. This is the difference between the two types of insurance.

Your question now is whether you have purchased personal accident insurance from an insurance company. If not, find out who is responsible for what happened and what caused it, and then file a claim with the travel agency and insurance company.

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