Can I get a loan for traveling abroad? How to borrow money?

1. Can I get a loan for traveling abroad? How to borrow money?

Conditions for applying for loan business:1natural person aged 8 to 65; The borrower should not be over 70 years old; Having the ability to stabilize the principal and interest of working loans; Good credit and no other conditions stipulated by bad records.

2. Can I get a loan for my trip?

How much is the loan?

3. What is the maximum loan for personal consumption?

The maximum amount is 500,000 yuan, with the price of purchased consumer goods or services as the upper limit, and the corresponding loan guarantee is provided. Personal consumption loans can be loaned for five years at the longest, but personal loans in general banks are basically three years. Unless the personal qualifications are good, they can be loaned for five years.

Personal loan application conditions: 1, a legal resident with full capacity for civil conduct. 2. Have a stable legal income and the ability to repay interest. 3. Other conditions required by the lending bank. 4. For bank loans, the age of the lender is generally between 18-60 years old.

Extended data

Personal consumption credit refers to the credit provided by banks or other financial institutions to individual consumers in the form of commodity currency through credit, mortgage, pledge guarantee or guarantee.

Consumer credit is divided into buyer's credit and seller's credit according to different loan objects. Buyer's credit is a loan issued to consumers who buy consumer goods, such as personal travel loans, personal comprehensive consumption loans and personal short-term credit loans.

Seller's credit is a loan secured by installment payment documents issued to enterprises selling consumer goods, such as individual, individual housing loan, individual car loan, etc. According to the different guarantees, it can be divided into mortgage loan, guarantee loan and credit loan.

4. What are the ways to borrow travel loans? Mainly these!

With the continuous improvement of people's economic income and quality of life, many people will choose to travel on holidays and weekends. High-quality tourism needs financial support. If you don't have enough spare money at the moment, you can consider applying for a travel loan. Today we will introduce some ways to borrow travel loans.

1, special loans The financial industry is booming now. In order to meet the people's growing consumer demand, bank financial institutions have launched many special loans, such as decoration loans, marriage loans, study abroad loans and so on. , which also includes travel loans. This kind of loan is earmarked. Generally, you can apply for installment payment with the cooperation of travel company's products, and some even have interest rate concessions. Therefore, if you want to apply for a travel loan, you'd better consult a number of banks first. 2. Tourism is also a kind of consumption, so applying for bank consumer credit loans can also meet everyone's travel needs. There are many application channels for you to choose from, such as banks, formal loan companies and credit card loans. As long as you meet the requirements, you can get a certain amount, and then you can apply for withdrawal to the bank card. There are too many people who hold credit cards now. As a common credit tool, credit card is very simple to apply for a loan or installment as long as the amount is high and the credit is good. Compared with private loan products, it is safe, low interest rate, convenient to use, and can accumulate good reputation, which is simply a loan artifact. In short, if you are short of money for travel, you might as well consider using a credit card.