What's the experience of having two suites in Beijing?

Share the situation of friends. He happens to have two suites in Beijing. Non-indigenous, belonging to New Beijingers.

I talked about this topic recently, just to sort out the content of our chat.

1, living conditions

Two suites, one without loan and the other with loan. There is a loan to rent a house, the rent is 4000 yuan, the monthly payment is about 6000 yuan, and the net loan pressure is 2000 yuan. A family of five people, several employees, parents looking after children, normal city life, daily food, clothing, housing and transportation is not so tense, nor is it particularly abundant. Belongs to the free state of cherry.

2. Mental state

With two houses, there are fewer reasons to escape from Beishangguang, or the cost of leaving Beijing has increased. The work is not good, but the overall psychological state is relatively stable. Only when there are big variables can it be possible to leave Beijing. Because the feeling of Beijing is very complicated, you can't judge it by whether you like it or not. However, habit is the most powerful. Most importantly, there is no better choice.

3. We looked at him

Anyway, he has two houses in Beijing, which are not bad and his work is relatively stable. With two houses, there will be more desire for stability, and at the same time there will be more tossing and turning buffer zones, which will greatly support the stability of life. Not necessarily good, but it is also a good state worth pursuing.

I am a native of Beijing, my ancestral home is also Beijing, and my birthplace in the household registration book is also Beijing. It can be said that I have a good say in this issue.

There are three suites at home, one is next to the Water Cube in Chaoyang District, and the other two are in the suburbs. I bought it at a low price a long time ago. No one expected that house prices would be so high now.

It can only be said that the houses of Beijingers were either handed down by their ancestors, demolished or bought at a low price a long time ago. In terms of current housing prices, few Beijingers can really afford a house in Beijing. I am from Beijing, too. To tell you the truth, I mean no harm.

In fact, for these three suites, I can only say that it does not play a decisive role in changing the height of life. Although my family has three suites, the salary is only 3k (labor dispatch in tax system), with a bachelor's degree.

Some people will say, undergraduate? Working in Beijing? Three suites? Why is the salary only 3k? How to start working in Beijing 7k? ..... I'm sorry, many people say that wages in Beijing are high, but I really don't feel it. It may be a division of labor, not because I am a labor dispatch.

Many people who graduated with me chose private enterprises, but the salary is only 4 K now. The high salary in Beijing may refer to high-pressure jobs such as sales and programmers. If the average Beijinger has a house at home, he won't try to earn money to buy a house, and he really won't find such a high-intensity job. They care more about nine to five and don't work overtime. These low-intensity jobs are really around 4-5k (because everyone can do the work).

There is no year-end bonus for the labor dispatch work of Beijing Municipal Taxation Bureau. The salary of 3w6 a year didn't cost much, except for the normal expenses. I bought a mobile phone for my father and me on the way. After saving one year's salary, you can still have about 1w left after one year.

Having said that, I just want to say that just because there are many houses in Beijing doesn't mean you can stop fighting. Still have to go to work, still have to struggle. So if you have a room, you don't have to worry about it. Just listen to it. Reality is impossible. The rent in the suburbs is not much (you can't expect to live on the rent of a suburban house at all, it's too little), so you must live in a house in the city (it's convenient to go to school and go to work).

The only advantage is that Beijing has a house, so you don't have to find a high-intensity and high-pressure job to get married and buy a house. Don't lose your hair prematurely.

Therefore, please treat people who have houses in Beijing rationally. They are also ordinary people. So, in the future, if you see any Beijinger who looks down on him because he has a house, mark my words and talk to him directly! Maybe his salary is lower than yours. Maybe he has nothing but a house.

This is my opinion. Having a house is not your arrogant capital. You just started when the house price is cheaper than others. You just don't have to do some high-pressure work to get married, buy a house and earn money.

Other than that, he is exactly the same as a normal person.

Beijing's consumption level is second to none in the country, and the most expensive thing is "housing".

After 2000, with the demolition process, Beijing's housing prices climbed all the way. In Jiugong District, Cheng Nan, after more than ten years, 200,000 two-bedroom apartments have been renovated and sold for 5 million. The price increase is really amazing.

Get down to business. Having two houses in Beijing is definitely more valuable and arrogant than people who don't have houses, but only they know the taste.

Beijing aborigines have no sense of superiority because most of their relatives and friends have more than two houses. These two houses are just the beginning, or they were obtained through hard struggle, so they don't feel very good.

It is not easy for a foreigner living in Beijing to own two houses. Even if he took action early, he must have been tossing and turning before he gained a foothold.

Take a few friends around me as examples to talk about the situation.

1) A hometown is a friend of Shunyi, Beijing. In order to buy a house in the urban area, the couple worked hard to accumulate income and dared not waste a penny. Life is beautiful and abnormal. With the support of my parents-in-law, I finally bought a one-bedroom apartment near Demao for 600,000 yuan in 2008. Although the location of the house is not very good, it is also old, but it is also a property near the Fifth Ring Road. Coupled with the bungalow in Shunyi's hometown, it is a "villa" in the countryside and a kind of real estate in the city.

A friend said that although the house price has doubled now, it is used for living after all. In the past ten years, the houses in the Fifth Ring Road are used for living, and it is impossible for Shunyi houses not to be sold at the rental price. For more than ten years, just for the house, I have never enjoyed youth, nor have I seen the romantic feelings between husband and wife. It's scary to suddenly reach middle age.

2) Another friend, my hometown Hengshui, came to work in Beijing and bought a small two-bedroom apartment with a five-ring loan in 2004. The salary has doubled and the mortgage has been paid off. In order to facilitate their children to go back to their hometown to go to school in Hengshui, they resolutely sold their house on 20 16, went back to their hometown to buy a house and bought millions of assets. With economic conditions, life is certainly petty enough.

3) An indigenous friend in Beijing, whose home was demolished, gave three houses near the Fourth Ring Road. The children are very young. They live in an apartment and rent two apartments. It is speculated that the economic situation is still optimistic. The couple go to work on time every day, and the salary is meager. They said, "Demolition only makes life less difficult. But life still goes on. "

Their ideas are in line with the situation of most indigenous people in Beijing.

One house, two houses and three houses are all obtained through hard work. Even the indigenous people are not so easy, and there is no prouder capital than anyone else.

Live a set and rent a set. Of course, it depends on where your home is. If the location is good, you can rent it out, charge 6000 to 7000 a month and then pay back the mortgage.

If both locations are good, you can consider renting it out, then rent a cheap one yourself, and move to another place if you have nothing to do. It's also great,

If you don't want to rent, you can live in one place today and one place tomorrow. By the way, hang the house to the agency. When the house price goes up, you can sell one set, make some money from it, and then try to pay back the mortgage of the house. After all, the house may really be worthless in the future. The location is good, and personal suggestions can be regarded as apartments in short rent, which is also very popular now. Many people who come to Beijing to play are also willing to live in family apartments, which are clean and warm. Just a simple decoration.

In addition, when buying a house, don't be greedy for cheap without considering your own economic level. After all, buying a house is either for investment or for long-term residence. However, if it affects your living standard and you have to bear the mortgage for many years, it will not be worth the candle. It is better to buy a suite in a down-to-earth manner, and other extra money can be used for investment. Rational consumption is very important, so is buying a house. Otherwise, what should I do if the house price falls or the much-needed money is cashed out?

I don't feel anything. I come from New Beijing and have two suites. Non-indigenous, Beijing nationality. I have been in Beijing for more than ten years, and I have basically bought houses by myself and my lover.

One set was bought in 2006, with the coordinates of West Fourth Ring Road, and the mortgage has been paid off; The other set was bought in 2065438+2006, for children to go to school, with a monthly payment of 9000 yuan.

Why can't you feel it?

First of all, having an extra house has little impact on my life. In addition to the small mortgage of 10 thousand, it is good to rent a house and reduce the pressure by half.

Secondly, there are too many people with multiple suites. Don't talk about aborigines, just like me, there are also many North drifters with multiple suites.

Almost all the children in my daughter's kindergarten class have school districts. Don't think that this is a good kindergarten, which is the cheapest private kindergarten in the most common community outside the Fourth Ring Road.

Really rich people shouldn't come to this kind of kindergarten.

Even so, I still feel that I am the poorest in my class.

A while ago, children, classmates and mothers dried Alipay's annual bills. She spent more than 90,000 on tourism alone and more than 50,000 on beauty. Plus others, the total cost is 500 thousand

I'll go. How much do I have to earn to spend it like this? She must be very busy at work.

But her circle of friends shows that she travels a lot and looks for food everywhere.

Later, it was discovered that Beijing aborigines had five suites.

So, if you ask what it is like to have two suites, unless you can have three or five suites.

Pure personal experience, there is no difference between two suites, which is just the life of ordinary people, not to mention the freedom of wealth, not to mention the middle class.

I am in the so-called four first-tier cities. In 2007 and 20 15, I bought a suite each. The oldest is in his 90 s and the youngest is in his 40 s, just across the street, living with his grandmother. The loans have all been paid off.

How do you feel? It's basically the same. Every day is a conscientious work, diligent work. I will also worry about the monthly credit card bill, and I will also worry about the training tuition for my children. My monthly income, after paying the bills and paying the children's tuition, is nothing left.

Tell me about your classmates, friends and colleagues in the office. In fact, two suites are very common, not to mention standard, which should account for more than 50%. Some local colleagues, after their homes were demolished, it is not uncommon to see several houses ... Of course, they rarely see a little richer. ...

Therefore, having your own house may have a great impact on the quality of life, but one set and two sets are really just ordinary people. ...

Looking for rice beam ...

On this question, when I was on a business trip in Qinhuangdao near Beijing, I had a trip to Beijing, and that experience also made me feel the feeling that the subject asked this question. Because I need to send someone to Beijing West Railway Station, I took a taxi near Taoranting. As soon as I got on the bus, the driver asked where to go. As soon as the destination was said, we set off, which was exactly 9: 00 in the morning, 10. The weather in Beijing was fine and the sky was blue that day, so we chatted with the driver.

After a few words, we talked about the house. As a result, the driver shocked people as soon as he spoke. The way I look at him is the feeling of the god of wealth. The subject only said it was two suites, but this one adds up to 10 suite. The reason is that the original quadrangle was demolished, and I can't remember the specific place. There are 10 sets and some cash. As for the amount of cash, he did not mention it. ) They are all married, so he gave each one a set, and the other old couples collected their own rent.

The author asked him if he would still run to take a taxi. It doesn't matter if you say a word, come out for a walk! The tone of voice is exactly the same as a colleague I knew in those years, brother. Where are you from? Small place Beijing! This domineering! This relationship with the rental master still happened around 2009. At that time, the background house price had gone up, so according to him, it was at least 50,000 to 60,000. Therefore, the subject said that the second suite in Beijing, regardless of the amount of loans, at least proved to be a good group, but also a group that can enter and retreat. Sometimes timing is important, but more often it is a matter of opportunity and personal determination.

What's the experience of having two suites in Beijing? Combined with the city where you live, as long as it is not too awkward, most indigenous people have more than two houses, and so does Beijing. I have a friend in Beijing, a local. In 2000, he bought an 80-square-meter housing reform apartment for less than 50,000 yuan, which is now worth at least 8 million yuan. Later, he used a loan to buy a set of 150 square meters elevator in the East Third Ring Road. A few years later, The loan has been paid off and he lives in his own house now. My parents died a few years ago, and I inherited a school district with a floor space of about 100 square meters. In addition, my wife also has a flat-to-flat house, a total of four sets, one for self-occupation and three for rent, with considerable rent. According to him, his condition is very common in Beijing. As for what it feels like, anyway, the couple are very leisurely now and don't pay much attention to their work. They often travel. The children are also abroad, and now they are going to sell their houses and invest in Quebec, Canada. If it's done, I'm going to sell another house in Canada, which is really comfortable.

First, there are actually two suites in Beijing, which are really ordinary.

Second, the central enterprises in Beijing are all large units, but each leader, even a small leader, has at least two sets. One lives and the other rents.

Third, in fact, two sets are enough for your general life. If you have children, education and going abroad in the future, you will probably use one set. If the children don't go abroad to get married when they are older, they have to use one set. So, actually, you are not rich, you just have enough.

Fourth, if you are in a state-owned enterprise, you can retire to 65. If you work outside, you will be almost 45. You have a house to live in and a small pension. In fact, your life is still relatively tight.

Conclusion: You have to have three sets to meet the basic needs, two in the urban area and one in the suburbs. When I am old, I will live in the suburbs, rent out the urban area and earn some pension. A daughter-in-law of a city child.

I am a native of Beijing, my ancestral home is also Beijing, and my birthplace in the household registration book is also Beijing. It can be said that I have a good say in this issue.

There are three suites at home, one is next to the Water Cube in Chaoyang District, and the other two are in the suburbs. I bought it at a low price a long time ago. No one expected that house prices would be so high now.

It can only be said that the houses of Beijingers were either handed down by their ancestors, demolished or bought at a low price a long time ago. In terms of current housing prices, few Beijingers can really afford a house in Beijing. I am from Beijing, too. To tell you the truth, I mean no harm.

In fact, for these three suites, I can only say that it does not play a decisive role in changing the height of life. Although my family has three suites, the salary is only 3k (labor dispatch in tax system), with a bachelor's degree.

Some people will say, undergraduate? Working in Beijing? Three suites? Why is the salary only 3k? How to start working in Beijing 7k? ..... I'm sorry, many people say that wages in Beijing are high, but I really don't feel it. It may be a division of labor, not because I am a labor dispatch.

There are two suites in Beijing, I feel safe, comfortable and stressful, painful and happy!

Both houses were bought through provident fund loans. My husband and I are each responsible for the repayment of a house. In fact, having two houses does not mean anything. In most cases, everyone has all kinds of fantasies and yearnings for what they don't have, but once they have it, they feel bad. After all, many things are natural. Before reaching this goal, we have made a lot of efforts.

I am a drifter from North China, and I have been working as an Internet operator since I came to Beijing. At first, I always thought that buying a house was a distant thing, but after seven years' accumulation, I have been working hard, never taking a long vacation, ensuring that there is no problem in paying taxes, social security and provident fund, and I got the qualification to buy a house in Beijing. At the same time, with the increase of salary income and some help from people around me, I saved enough down payment and bought a house.

In fact, many times, we need to make a choice. If we were not born with a golden key, or God gave us food, we ordinary people would need to work hard for our lives. You can't have your cake and eat it. If you want to buy a house, you must increase revenue and reduce expenditure. I believe that many girls who just graduated like to buy all kinds of luxuries or extravagant things after work. Once they have some money, they will stop trying to make progress. In this state, it is definitely impossible to save money to buy a house. During the period of saving money to buy a house, I never spent much. Except for my normal work, I always insisted on doing all kinds of part-time jobs.

Generally speaking, when we achieve a certain goal through our own efforts, we feel a sense of accomplishment, pain and happiness when we look back on the process. This feeling is completely different from that of our parents who directly give you two suites or tear down ten suites. Life is not just a constant upgrade, all the way to the end.