How to use Cixin Bank's tobacco commercial loan skillfully

This loan has low interest rate and is easy to use, which can solve many problems when the funds are tight. "Zhang Gaoxing, who runs a tobacco and alcohol retail store, said that recently, due to the epidemic, many tobacco retail stores were in trouble, the sales of goods were slow, and the purchase funds could not be withdrawn quickly, resulting in a shortage of liquidity and a decline in benefits. Chifeng Branch of CITIC Bank handled the loan for 18 cigarette merchants by means of "online marketing+offline handling" and with the help of the specialty products of "cigarette merchant loan".

"Tobacco merchant loan" is a credit loan provided by CITIC Bank for tobacco retailers. It has the characteristics of high quota, low interest rate, flexible use and repayment with borrowing. The maximum credit line for a single household is 500,000 yuan, which can not only meet the daily demand of tobacco retailers, but also meet the diversified capital demand of merchants.

Chifeng Branch of CITIC Bank continued to reduce the financing cost of SMEs to achieve profitability, actively practiced inclusive finance, actively solved the problem of financing difficulties and high financing for a wider group of SMEs, and effectively reduced the debt repayment pressure of SMEs by providing targeted products such as "cigarette business loans".