How to insure the car when it is scratched?

How to get insurance if the car is scratched?

1. Call the customer service phone of the insurance company to report the case and explain the general situation of your vehicle.

2. Upon arrival at the scene, the surveyor of the insurance company shall confirm the cause, nature and loss of the accident. For some minor scratches, the insurance staff will let the owner take photos and send WeChat.

3. The next step is the process of determining the damage. The repair shop will price the loss of the vehicle, and the insurer and the owner will sign for confirmation after no objection.

4. Collect the materials required for the case and submit them to the insurance personnel for settlement.

The insurance company can transfer the money to the owner's account after verification by different departments. Some direct compensation insurance companies do not require the owner to pay first, so they will pay directly to the repair shop.