Traditional Culture Encyclopedia - Photography and portraiture - What is the 20 17 Jinan purchase restriction? 2065438+2007 Jinan purchase restriction rules
What is the 20 17 Jinan purchase restriction? 2065438+2007 Jinan purchase restriction rules
There are housing loan records in the local area. How about buying a house for the first time
Mr. Qi, a citizen of Jinan: I bought a house with a loan in Tai 'an five years ago. At the beginning of last year, my account moved to Jinan. The house in Tai 'an has also been sold, and there is no suite under the name of the family. Now I plan to borrow money to buy a house in Jinan. Is the down payment ratio the second suite or the first suite?
According to the latest regulation and control policies, if the registered households in this city have housing and housing loan records, applying for housing loans will be regarded as two sets of housing loans, and the down payment ratio will be increased to 60%. The longest term of commercial loans is shortened to 25 years, and the interest rate of provident fund loans is 1 of the benchmark interest rate.
Mr. Qi has a Jinan hukou, but he has no house in name. He used to have a record of foreign housing loans. Is it a second suite to apply for a housing loan?
The lender's national loan records are kept in the People's Bank of China. How is Jinan Bank appraised? If Mr. Qi had had two housing loans before, wouldn't he stop lending? The major domestic banks have not issued landing policies for the time being, and these questions need to wait for time and have answers.
Selling a house for two years, when will the calculation start?
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