Is it reliable to enjoy life loans?

It is not reliable to enjoy a life loan.

1. This platform is an unreliable fraud platform. When you apply for a loan, you will apply for approval, but after approval, you will be required to pay a membership fee before you can lend money. This is a regular loan. When you pay the membership fee, you will be asked to pay it again for other reasons. At present, there are many such platforms, and formal lending platforms are free of charge before lending. It is not reliable for any platform to charge fees for various reasons before the next payment. It is recommended not to use it.

2. Enjoying installment itself is an online credit product, which is what we often call online loan. When applying for such online loan products, users need real-name credit information, and also need to submit their mobile phone numbers and ID numbers. At the same time, users' personal information has been leaked. It is recommended that you take good care of your personal information and beware of being deceived. Customers can use credit lines in most merchants who spend their daily lives, such as household appliances, high-end department stores, famous watches and jewels, home decoration, furniture purchase, high-end banquets, travel vacations, wedding photography, further education courses, etc., covering all aspects of life, but businesses such as real estate, finance, securities, lottery tickets, hospitals, tax payment, government services, etc. cannot use credit lines by stages. The Bank of Communications credit card website will regularly update the types of merchants who are not allowed to use credit lines. For details, please refer to the website of Bank of Communications Credit Card.

1. Features of loan enjoyment:

) it is quick and convenient to handle, and there is no need to prepare complicated materials;

2) Wide application range, covering all aspects of life;

3) The longest repayment period is 24 months;

4) The monthly handling fee is only 0.72%.

2. Applicable card types and scope of application: Applicable card types: all kinds of Bank of Communications credit cards except business cards, quasi-credit cards, installment cards and supplementary cards. Scope of application: household appliances, high-end department stores, famous watches and jewelry, home decoration, furniture purchase, high-end banquets, travel and vacation, wedding photography, further training, education courses and other businesses that spend most of their daily lives can use them. However, real estate, finance, securities, lottery, hospitals, tax payment, government services and other businesses. Trading with credit line is not allowed.