China Life Tour Group Insurance

1. When purchasing China Life overseas travel insurance, you should choose insurance based on different destinations. Different countries have different requirements for visas for foreign tourists. Some countries have clear requirements for insurance types, some countries have clear requirements for the amount of insurance, and some countries have clear requirements for insurance companies. Taking the EU as an example, when traveling to EU countries, applying for travel medical insurance becomes a prerequisite for issuing a visa. Russia and other countries also have similar regulations. In addition, some countries also have certain requirements for the amount of insurance. For example, Germany stipulates that the minimum amount of insurance must not be less than 30,000 euros. Not only that, various countries have different requirements for Chinese citizens to bring original insurance policies to enter the country. Some requirements are stricter, while others are relatively loose. Even the requirements at different ports of entry in individual countries are different. Therefore, consumers who have purchased travel insurance are advised to keep a copy in the country and carry the original policy with them.

2. When purchasing China Life overseas travel insurance, you must pay attention to “insurance rescue”. The practice of combining "insurance" and "rescue" has become an international trend. When going abroad, the risks naturally increase. When tourists face language barriers and accidents in an unfamiliar environment, or are unfamiliar with local regulations and cause legal disputes, it is easy to have no way to seek help. However, if you have travel assistance insurance protection, you will feel at ease. Much more. Once the policyholder is out of danger overseas, as long as he gets in touch with the rescue agency that the insurance company cooperates with, the rescue company will provide one-stop services, including treatment and rescue, arranging for family members to visit overseas, etc. Moreover, when insurance companies provide overseas emergency assistance, especially medical assistance, most insurance companies first pay the required fees through rescue cooperation agencies, and then "settlement" with the insurance company after the tourists return.

China Life has a wide range of travel insurance products. Consumers need to choose which China Life overseas travel insurance is best based on the characteristics of the specific insurance products and their own needs. How to buy China Life overseas travel insurance, and pay attention to the insurance compensation method. China Life's overseas travel insurance products also break through the traditional operating model of "pay first and settle claims later" in previous travel accident insurance products. All emergency rescue expenses within the scope of responsibility incurred overseas will be paid directly by AXA Assistance Company, which is conducive to accidents. Follow up with timely treatment.

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