Do I need insurance to fly? You still don’t have to buy it

You must buy insurance when flying. The insurance premium is included in the ticket. There are two types of airplane insurance:

Not only are there risks when flying and you should buy insurance, but risks are everywhere in life. Therefore, it is very necessary to arrange an insurance for yourself.

Through the tens of thousands of customers we usually receive, we found that very few people can actually buy insurance correctly. Everyone has ignored these issues → "What are the misunderstandings about buying insurance?" How to buy insurance correctly? 》

1. The insurance set up by the airline for passengers is included in the ticket.

2. Traffic insurance, which is 20 yuan per person, is purchased voluntarily by passengers.

Aircraft insurance is a type of transportation insurance, with aircraft as the subject of insurance. The insurance company is responsible for compensation for losses suffered by the aircraft due to natural disasters or accidents such as crashes, explosions, etc., as well as personal casualties or property damage to third parties caused by the aircraft crash.

According to the provisions of the "Aircraft Insurance Clauses of the People's Insurance Company of China" issued on May 1, 1981, insurance liability is divided into airframe insurance, third party liability insurance, passenger statutory liability insurance, and cargo liability insurance. The amount of war and hijacking insurance and aircraft insurance can be determined according to the actual value of the aircraft at the time of insurance, or according to the value determined through negotiation between the applicant and the insurer.

For insurance issues, you can consult Mint Insurance, which is an insurance consulting platform. The platform provides full life cycle services and full process control, saying goodbye to the traditional sales-oriented model and opening up a fresh insurance experience for users.