I sprained my knee while traveling to a certain attraction. Who should bear the responsibility and accident insurance?

If there is a traffic accident claim when traveling in a group, those who have travel accident insurance can go to the insurance company and the travel company to settle the claim.

According to the relevant regulations of the National Tourism Administration, travel agencies must apply for travel accident insurance for tourists when organizing group tours. The scope of compensation of travel accident insurance includes compensation caused by accidents that occur to tourists during travel, such as personal injury and death, death from acute illness; injuries and medical expenses for acute treatment, etc. In addition, according to relevant regulations, I believe that the travel agency’s handling is appropriate. Mr. Lin's sprained foot was an accident and was not the fault of the travel agency. Therefore, the medical expenses incurred by the client should be compensated according to the travel accident insurance compensation provisions. The travel agency is not responsible for this accident.

First of all, you must understand the coverage of the insurance you purchase. If you do not know in advance the coverage of the compensation you can get, and go to the insurance company directly, it is very easy to cause disputes and disputes over claims. Therefore, in order to avoid these If a dispute arises, you should have a certain understanding of the policy content and coverage.

If an accident occurs, report it promptly. You can promptly notify the insurance company and submit an application for insurance benefits by phone, writing, fax, etc. Some traffic accident insurance policies provide emergency rescue services. If you report the case in a timely manner, you can not only get rescue as quickly as possible, but the insurance company can also pay the insurance benefits as quickly as possible.

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