How to make a claim from a travel insurance company after an accident?

If you have purchased travel insurance, you can apply for a claim from the insurance company if an accident occurs during your trip. After an accident, the policyholder should promptly report the case to the insurance company. Next, I will introduce some small details of travel insurance claims, hoping to help everyone. Which insurance company is the best? I just compiled the relevant content. I hope it will be helpful to you: the latest list! Ranking of the top ten insurance companies in the country

How to make a claim from a travel insurance company after an accident?

The claims process for travel insurance is as follows:

1. Report the case

After an accident occurs, the policy holder or the insured should promptly report the case to the insurance company. If the deadline for reporting the case exceeds the time limit, he or she will need to bear all losses caused by delayed notification, such as the insurance company's inspection, survey, etc. expenses.

2. Claims

If you need medical treatment in an accident, you need to prepare the following materials:

(1) Hospitalization medical claims must be submitted with hospitalization medical receipts, Processing of hospitalization summary and other materials. In some cases, the hospital does not issue inpatient medical receipts for treatment, such as observation room, home bed and hanging bed treatment. In this case, the insurance company will not be able to provide inpatient medical claims according to the terms. It is best for customers to give it consideration to avoid not getting the compensation they deserve.

(2) If there are special circumstances and you need to seek medical treatment in another place, you need to ask the original hospital to issue a written transfer report and inform the insurance company. In addition, the insurance company will refer to the local area for future compensation. Standards for the region, not the treatment area.

Notes on travel insurance claims

1. Submit the application form

The application form is a very important piece of information when making a claim. The policy number, Personal information, validity period, travel destination and signature must be checked one by one.

2. Medical records

If there is no medical record abroad, there will also be relevant diagnostic certificates, so keep them well.

3. Receipts

Only after payment is made, the hospital will issue relevant receipts to customers. It should also be noted that before submitting claim information, be sure to verify whether the receipt is the original.

The above is an introduction to travel insurance claims. I hope it can help those in need.

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