Which type of travel insurance is better?

Friends who travel frequently must know that if you travel in a group, you will definitely find that travel agencies will buy insurance for us, but if you want to travel independently, you need to worry about buying it yourself. Come and take a look. How to buy insurance for independent travel

This depends on your needs. For example, one with air delay insurance is more expensive than one without, but if you need delay insurance, then naturally choose the more expensive one. In developed countries, medical expenses are high, so you should choose one that can reimburse medical expenses. You have to look at where you go, what you play, the length of time, the foreseeable risks, and the ones that are most closely coupled with the insurance terms, and then look for the cheapest one.

For general travel, just buy Allianz with your eyes closed, the price is cheap. To say that demand is more important than price is to make a fool of yourself.

Insurance is not always cost-effective. What kind of insurance to buy depends on the needs of the subject. If you plan to self-driving or experience high-risk sports when traveling independently, you must be careful when buying insurance, as some insurances do not cover these. When I travel independently, I usually buy various travel insurances from Allianz Property & Casualty Insurance, because each of its travel insurances basically covers self-driving and high-risk sports. The basic protection is also relatively comprehensive, and the price/performance ratio is very high. The price of each insurance is high. It’s not too high. You can go to his Tmall store and search according to your travel area to choose the right one. What kind of insurance is more cost-effective?

The cheaper the better.

Personally, I think there are three points that need to be considered. First, the protection must be comprehensive and targeted. 2. The price should be affordable. 3. The insurance company must be reliable, not the one that just sells the product without paying any compensation.

You get what you pay for, and this is true everywhere. Some insurance prices are indeed very low, but they are definitely lacking in protection. You must read the terms carefully. After all, insurance companies are not Lei Feng.

Finally, the strength and reputation of the insurance company must also be considered. Insurance companies with a long history and strong reputation tend to do better in claims settlement and generally do not make nonsense.

From personal experience, I have purchased from Allianz and Mayer, and I have also made claims, and I feel that these two companies are quite good. When going to South Korea and Japan, Allianz Overseas Insurance is quite good. If you go to Southeast Asia, it is recommended to buy AIA. You don’t need to buy IWC, Leyouyo is enough. You don’t buy Allianz because it does not cover motorcycle accidents in songthaews. These two are the main means of transportation in the local area.